I see nothing stupid about my questions. (Well, perhaps that's because I'm too stupid to realize they're stupid!
I do realize that the frame breakers are currently a problem, but that doesn't mean that there are no valid reasons to ask about this. For example, one can still use adfly links on banners and text ads in traffic exchanges withot any problem with the frame breakers. But if TEs were totally unacceptable from Adfly's point of view, there might well be a policy that would automatically disqualify earnings in cases where the traffic originates from known TE URLs.